Current Model Recommendations:

Follow our investment models inside your own account(s)

Our investment models dynamically adjust to market risks to keep your portfolio safe from the hazards of today’s highly volatile markets

  • The Asset Rotation Model (ARM) helps you determine how to position your investments to capitalize on growth in both stocks and bonds…

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  • The stock market can be broken down into various sectors. At different times and for varying reasons, some sectors drastically outperform others…

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  • Employer-sponsored 401(k) plans are one of the most popular ways to save for retirement. But unfortunately, very few investors realize the full potential…

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  • The TSP Model provides Thrift Savings Plan (TSP) investors with recommended allocations that change dynamically based on market conditions.

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How it works

  • Access the latest recommendations

    Access the latest recommendations

    Our Investment Model Recommendations are just a few clicks away. Best of all, you can access them for free for one month.

  • Update your investments

    Update your investments

    Whether you invest through a 401(k), the Thrift Savings Plan, or your own personal accounts, we’ll show you exactly how to update your allocations.

  • Adjust your holdings each month

    Adjust your holdings each month

    Our Models are constantly adapting to changing conditions to keep your money safe and growing. Keep your allocations in sync as our recommendations change.

  • Dynamically adapts to changing market conditions

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    401

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  • Avoids Major Market Crashes

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  • Significantly Outperforms Market/Benchmarks

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  • Complete Portfolio Management Solution

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  • Designed for Individual Investors

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  • Designed for 401(k) Investors

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  • Designed for TSP Investors

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  • Included with Premium Subscription

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Investment calculators

Use our Retirement Calculator to determine your projected savings at retirement. Use our Model Calculator to see how you would’ve done following our Models.

  • Retirement calculator

  • Model calculator

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Model Investing - Retirement Calculator

It's never too early to plan for retirement. While it may seem intimidating at first, creating a realistic picture of where you're heading today will allow you to see where you'll end up in the future.

Our retirement calculator will help you stay on track. Get your custom retirement report in less than two minutes!

Results:
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Estimated age at which you will exhaust your retirement savings

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Important: This calculator is presented for educational and illustrative purposes. Information used in the calculations may change year to year or in the future, so results constitute a general guide only. Results do not take fees or taxes into account.

Model Investing - Model Calculator

Welcome to the Model Investing performance calculator. Select an investment model below to get started.

Model Investing - ARM Model

The ARM selects between stocks, bonds, and cash to keep you on the right side of any market. Learn More »

Model Investing - SRM Model

The SRM utilizes nine sector funds to keep you in the top performing sector of the market. Learn More »

Model Investing - SRM + ARM Models

This option shows the results of using the SRM and ARM models together. Learn More »

Model Investing - 401 Model

The 401 Model provides 401(k) investors with recommended allocations that change based on market conditions. Learn More »

Model Investing - TSP Model

The TSP Model provides TSP investors with recommended allocations that change based on market conditions. Learn More »

Model Investing - GRM Model
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About this calculator

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Important: This calculator is presented for educational and illustrative purposes. There is no guarantee the illustrated result or return can be achieved nor does a result reflect the performance of any specific investment. Fees and taxes are not taken into account. Past performance is no guarantee of future results.

A strategy unlike any other

  • Stay invested in the top performing areas of the market

    Stay invested in the top performing areas of the market

    Exposure to underperforming asset classes drags down your overall return.

  • Avoid major losses when the market crashes

    Avoid major losses when the market crashes

    During the financial crisis and the dot-com collapse, many people lost over half their wealth.

  • Earn higher returns with less risk by investing smarter

    Earn higher returns with less risk by investing smarter

    The true performance of an investment strategy is measured by Alpha.

What our clients are saying

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    "As someone who knows almost nothing about investing, I couldn't be happier with Model Investing. They make it so easy!"

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    "We love Model Investing because the performance is outstanding and it keeps us in control of our investments!"

    Ryan and Tami Pearson

    Salt Lake City, UT

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    "I feel safe knowing that if the market turns down, Model Investing will show me how to protect my investments."

    Leslie Moyer

    Fort Wayne, IN

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    "I used to ask my coworkers how to allocate my 401(k). Now they're coming to me for advice! Thanks Model Investing."

    Keri McMillan

    Madison, WI

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    "My wife and I were hit hard by the crash in 2008. Now we're using Model Investing to make sure that doesn't happen again."

    Jason Breschi

    Durham, NC

  • testimonial-andrew-carroll

    "I use the models to help structure financial plans for my clients. They tell me where the market's heading before it gets there."

    Andrew Carroll, CPA/PFS, CGMA

    Freelance CFO at CFOAndrew

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    "I use the 401(k) Allocation Model to make better informed decisions for my clients. This has been paramount to my success."

    Aldan Santoro

    New York City, NY

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    "Of all the investment advisory services I follow, Model Investing has been the most consistent."

    Russell Klein

    El Paso, TX

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    "Don't waste your time elsewhere. I compared Model Investing against a number of other robo-advisors and they outperformed, hands down."

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    Aurora, CO

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