Frequently Asked Questions
The team at Model Investing includes finance professionals, data scientists and software engineers dedicated to helping people enrich their lives by making more intelligent investment decisions. Model investing is at the leading edge of a shift in investment philosophy and approach. Learn More.
We believe in using the latest academic research to identify and exploit market opportunities. Our innovative approach is a tremendous improvement over traditional portfolio management. Learn More.
We’ve discovered a strategy that allows us to consistently outperform the market and the vast majority of professional money managers. We’re offering to share our strategy with you for less than $30/month. Learn More.
New model recommendations are available on the first trading day of each month.
Typically about 5-15 minutes per month. When you receive the latest model recommendations, log in to your account(s) and make the appropriate changes. Sometimes the model recommendations do not change from one month to the next, in which case you would not need to do anything.
Yes. By implementing the recommendations yourself, instead of having us manage your money, you a) play a driving force in the creation of your own wealth and b) save us a tremendous amount of capital, overhead and expenses, allowing us to provide our strategy to you at a very reasonable price.
Yes. Our investment models are designed to deploy capital in the most efficient way possible, which is something every investor can benefit from. Those who are approaching or in retirement should de-risk their portfolios using the strategy outlined here.
Yes. Fidelity offers a variety of ETFs that track the same benchmarks as the ETFs we use here at Model Investing. If you’re a Fidelity customer interested in using Fidelity’s commission-free ETFs, please see this Quick Reference Guide to determine Fidelity fund equivalents. For other Fidelity account related questions, please Contact Us.
Yes. Schwab offers a variety of ETFs that track the same bechmarks as the ETFs we use here at Model Investing. If you’re a Schwab customer interested in using Schwab’s OneSource commission-free ETFs, please see this Quick Reference Guide to determine Schwab fund equivalents. For other Schwab account related questions, please Contact Us.
Access to ALL of our models is available with a premium subscription. We offer the following options: $429/year, $249 every six months, or $49/month. Click here for more information.
When you join Model Investing your first month is Free. After that, a prorated refund is available for any time remaining in an active subscription. More details can be found in our Terms & Conditions.
Simply log in to your account, click on your account settings and click the cancel button. No need to call, email or talk to anyone!
No. At this time Model Investing only offers access to our investment models on a subscription basis.
We utilize a dynamic approach to asset allocation which minimizes the drag of lower performing assets and keeps you invested in the strongest performing areas of the market.
The model(s) that you should use depend on how you invest. This article explains how to determine which model is right for you.
We recommend following the models as close as possible, but ultimately your investment decisions are up to you. We provide decision support tools with the model recommendations for those who want to use our strategy as the foundation of their decision making process.
It depends on the type of account you invest through. For example, Thrift Savings Plan investors can generally move their money between funds at no cost. Most 401(k) plans work the same way, as long as you do not make an excessive number of trades. Those investing through individual accounts with online brokerages will most likely have to pay trading commissions.
Exchange Traded Funds are similar to mutual funds but have lower expense ratios and generally track the performance of an index or segment of the market. All ETFs recommended at Model Investing are low cost and highly liquid, meaning you can enter and exit positions with ease.
Yes! We have a first class support team who can answer your questions 24 hours a day, 7 days a week. Either use our Contact Us form, call us at 858-529-5392 or send an email to firstname.lastname@example.org