Planning for retirement may seem intimidating, but it's not quite as difficult as you might expect. In fact, with the answers to just a few key questions, you can have a good idea of where you're headed, and how rosy that final destination may be. You can also easily pinpoint your "move back in with the kids date," in the event that you need to give them some advance notice.
Model Investing Articles
Regardless of whether you’re a seasoned investor, or someone just getting started, it often helps to review the most basic fundamental principle that underlies all of investing: compounding. If you truly understand the power of compounding, then you recognize that beyond any other force, it is time that exerts the greatest influence on your investment portfolio.
For most investors, the idea of "getting out at the top" is as illusive an idea as winning the lotto, or licking your elbow. The chances of picking that one magical day just seem too low to be probable. But is it really that tough? Or do most investors simply have a poor understanding of how stock market tops develop?
Investing is very much a mental game. It requires an intellectual toughness and fortitude that is not only uncommon, but very difficult to develop. In this article we discuss the mental resilience that investors need to cultivate in order to stomach the fluctuations that come with being a successful investor.
At Model Investing we frequently receive two questions from investors: Is your investment approach conservative, moderate, or aggressive? And, if I'm close to, or in retirement, how do I adjust your recommendations to accommodate my lower risk appetite? These are excellent questions, and we address each one in this article.