We offer four different Investment Models. The right model for you depends on the type of account(s) you’re investing in.
Here are some guidelines to help you get started.
If you are, then there’s a good chance you do most of your investing through the federal government
sponsored Thrift Savings Plan. If that’s the case, then you’ll want to use our TSP Allocation Model.
The TSP Model is an all inclusive portfolio management system designed specifically for TSP
investors. It guides you through using the various TSP funds to maximize the performance of your
investments.
If you contribute to your employer sponsored 401(k) plan, then we have a specific Model designed just
for you. It’s called the 401(k) Allocation Model. This model provides a structured approach that
anyone can follow regardless of the investment options in your specific plan
The 401 Model is a complete portfolio management solution and enables you to keep your 401(k)
invested in sync with changing conditions.
The Asset Rotation Model is designed to offer the benefits of tactical asset allocation while
minimizing turnover. This makes it great for taxable accounts and other accounts that restrict how
often you can adjust your investment mix.
If you’re trying to save and prepare for retirement without the help of an employer-sponsored plan,
the Asset Rotation Model should be the backbone of your portfolio.
For those investors who are willing to take on a bit more risk in exchange for even better
performance, we offer the Sector Rotation Model (SRM). This model shifts its allocations across
market sectors as different sectors take turns leading the way higher.
While the SRM offers the highest returns out of any of our models, it should not be used across your
entire portfolio due to the increased volatility when compared to our other models.
