If you’re a civilian federal employee covered by FERS, your retirement was designed to stand on three legs: your FERS basic annuity, Social Security, and your Thrift Savings Plan. In 2026, two of those legs are facing real pressure. One faces an official government projection of reduced benefits. The other has already been the subject …
Why This Choice Matters More Than You Think When it comes to growing and protecting your money, how you invest can be just as important as what you invest in. For most people, investment decisions start with one big choice: Should I set my portfolio and leave it alone, or actively adjust it based on …
Your 401(k) is one of the most powerful tools you have for building long-term financial security. But the impact it has on your retirement depends largely on how you invest the money inside it. With dozens of fund options and a mix of confusing terms, it’s easy to feel unsure about what’s best for you. …
For federal employees and members of the uniformed services, the Thrift Savings Plan (TSP) serves as a critical component of retirement savings. But what happens after you retire? Knowing how and when to withdraw from your TSP account can significantly affect the success of your retirement strategy. Understanding TSP withdrawal rules after retirement ensures that …
Planning for retirement starts with making smart choices, especially when it comes to your Thrift Savings Plan (TSP). Whether you’re just getting started or approaching retirement, understanding the TSP and how to maximize its investment options is key to long-term success. In this guide, we’ll explore the core and Lifecycle (L) funds available through the …
The Thrift Savings Plan (TSP) is one of the best retirement plans in existence, offering federal employees and military personnel a tax-advantaged way to build wealth. Contributing regularly to your TSP is essential, but how you allocate those contributions and manage your existing investments can have an even greater impact on your long-term results. Markets …
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