Log in
If you want a clear plan for managing your retirement accounts and the confidence of knowing exactly what to do each month, these models were built for you.
Our investment models provide clear monthly allocation guidance for your 401(k), TSP, IRA, or brokerage account. They adapt to changing market conditions so you don't have to. No guesswork. No emotional decisions.
Proven Track
Record
Specialized Retirement Models
Rules-Based & Transparent
Try our investment models free for 30 days. Get clear monthly guidance you can follow in your account.
If you want a clear plan for managing your retirement accounts and the confidence of knowing exactly what to do each month, these models were built for you.
Retirement
Focused Investors
401(k) and
TSP Participants
IRA and Brokerage
Account Holders
Investors without
a clear strategy
Here's what the video covers
Each month, our models calculate an optimal portfolio mix based on current market conditions. You receive clear guidance on exactly how to adjust your investments. No guessing. No interpretation needed.
Choose the model that fits your account and your goals.
Designed for ETF-based brokerage and IRA accounts.
For investors seeking more targeted equity exposure
Built specifically for employer-sponsored retirement plans.
Created for federal employees using the Thrift Savings Plan.
No upfront charges. No commitment required. Cancel anytime.
Free for 30 days.
Start Your Free MonthMost traditional approaches use a fixed allocation based on your age and leave it there regardless of what’s happening in the market. Our models take a different approach. They evaluate market conditions each month and adjust your allocation accordingly. This means your portfolio stays aligned with what’s actually happening rather than relying on a set-it-and-forget-it strategy that ignores changing conditions.
About 5 to 10 minutes. Our models are updated once per month, on the first trading day. When new recommendations are posted, you’ll receive an alert. Simply log in to your account, make any changes, and you’re done. If the recommendation hasn’t changed from the prior month, no action is needed.
Yes. We have models built specifically for 401(k) plans and the Thrift Savings Plan, as well as models for IRAs, brokerage accounts, and other account types. Each model is designed to work within the rules and fund options of that specific account type.
No. You remain in full control of your accounts at all times. Our models provide clear monthly recommendations that you implement yourself. We never access, manage, or trade in your accounts. You follow the guidance at your own discretion.
Your first month is free with no upfront charges and no commitment required. After that, a premium subscription starts at $49 per month, with discounted options available for six-month and annual plans. You can cancel anytime from your account settings.