MI Research Team
support@modelinvesting.comThe latest articles
-
April 8, 2025
The Ultimate Guide to the Federal Thrift Savings Plan (TSP)
The Thrift Savings Plan (TSP) is the premier retirement savings program for federal employees and military per...
Read more -
December 2, 2024
How to Update Your TSP Allocations on TSP.gov
The Thrift Savings Plan (TSP) is one of the best retirement plans in existence, offering federal employees and...
Read more -
November 12, 2024
TSP vs. 401(k): Which Retirement Plan Is Right for You?
When planning for retirement, selecting the right savings plan is essential. For federal employees and militar...
Read more -
October 29, 2024
Sharpe Ratios: The Secret to Smarter Investing
When it comes to evaluating investment performance, the Sharpe Ratio has become one of the most respected tool...
Read more -
June 30, 2024
The Fatal Flaw of Target-Date Funds
If you’re one of the roughly 75% of investors who are using a target-date fund in your retirement plan, you ...
Read more -
May 23, 2024
How to Save for Retirement
As you begin to set aside money for retirement, one of the first and most critical decisions you'll face is wh...
Read more -
April 16, 2024
Expense Ratios Can Cost You a Fortune
When it comes to investing, the focus is usually on returns, or risk. But believe it or not, the small expense...
Read more -
March 8, 2024
Why It’s So Difficult to Manage Your Own Portfolio
These days, the rage is all about passive investing. That’s because over the last few decades, it’s become...
Read more -
February 7, 2024
Why You Should Never Invest in Mutual Funds
Mutual funds have long been a staple for investors, offering instant diversification and the prospect of havin...
Read more -
November 29, 2023
Warren Buffett’s Famous Bet
In last month's article, we addressed the topic of active vs. passive management. Specifically, we provided cl...
Read more -
October 19, 2023
Why You Should Look Forward to Market Declines
We all have a natural inclination to want the stock market to move higher. But counterintuitively, for the vas...
Read more -
August 4, 2023
What Causes Recessions?
In a previous article, we took a look at the business cycle to understand how the natural ebb and flow of our ...
Read more -
July 5, 2023
The Drawbacks of Strategic Asset Allocation
If you've ever worked with a financial planner or investment advisor, there's a good chance you're using an in...
Read more -
April 25, 2023
Why People Underestimate Spending in Retirement
Planning for retirement may seem intimidating, but it's not quite as difficult as you might expect. In fact, w...
Read more -
February 11, 2023
Roth vs. Traditional IRAs, A Practical Guide
When you begin to save for retirement, the easiest way to get started is to enroll in your employer-sponsored ...
Read more -
January 19, 2023
Understanding the Business Cycle: How to Align Your Investments with Economic Trends
In the quest to become a savvy investor, one of the most important concepts you must understand is that of the...
Read more -
November 3, 2022
The Cycle of Investor Emotions
Evidence from numerous studies on behavioral finance suggests that the need for emotional comfort costs the av...
Read more -
October 19, 2022
The Mental Side of Investing
Investing is very much a mental game. It requires an intellectual toughness and fortitude that is not only un...
Read more -
August 3, 2022
How Rising Rates Affect Your Portfolio
With the Federal Reserve having recently raised interest rates for the fourth time since the financial crisis,...
Read more -
May 13, 2022
The Risk-Return Trade-Off
With each and every investment that you make, you're going to be giving up one benefit in exchange for another...
Read more -
January 7, 2022
How to Predict Future Stock Market Returns
Every year, top Wall Street analysts put their thinking caps on and try to forecast the upcoming year's market...
Read more -
September 27, 2021
The Importance of Automation
Keeping our long-term goals in mind at all times requires an immense amount of effort. That's why we're often ...
Read more -
July 17, 2021
Strategies for Staying Calm During a Selloff
If you're going to sail into retirement with a nice fat portfolio and big sacks of money strewn across your de...
Read more -
July 9, 2021
The Power of Time
Regardless of whether you’re a seasoned investor, or someone just getting started, it often helps to review ...
Read more -
June 11, 2021
Diversification: Friend or Foe?
The age-old idea of not having all your eggs in one basket is considered timeless wisdom, but could it be work...
Read more -
February 19, 2021
Basic Probability Theory
The unfortunate reality is that nothing in this world is certain. In fact, the only thing in life that is cert...
Read more -
April 1, 2020
IMPORTANT: April 2020 Investment Model Recommendations Update
Due to the unique circumstances surrounding COVID-19, we feel the need to override the April 2020 recommendati...
Read more -
February 12, 2020
COVID-19 Investment Update
Amid the ongoing COVID-19 epidemic, and the tremendous volatility in the financial markets, we wanted to provi...
Read more -
August 17, 2019
How to Manage Risk as You Age
You probably understand that you should take less risk with your portfolio as you age, but what does that mean...
Read more -
May 23, 2019
New Enhancements to Our Investment Models
Here at Model Investing, we’re constantly trying to innovate to ensure that we deliver the best performance ...
Read more -
January 25, 2019
Corrections vs. Bear Markets
Anyone who's been around for longer than a couple of decades knows that stocks can lose a lot of value quickly...
Read more -
December 11, 2018
The Gender Investing Gap
You've heard of the gender pay gap, but are you aware of the gender investing gap? Put simply, women do not in...
Read more -
November 27, 2018
Dynamic vs. Fixed Asset Allocation
Stocks? Bonds? Cash? Where should your money be invested? Over the last few decades it has become commonplace ...
Read more -
September 19, 2018
Say No to Target Date Funds
Target-date funds have increased in popularity during recent years as a result of investors continually search...
Read more -
July 27, 2018
How to De-Risk Our Investment Models
At Model Investing we frequently receive two questions from investors: Is your investment approach conservativ...
Read more -
May 9, 2018
The Myth of Stock Market Tops
For most investors, the idea of "getting out at the top" is as illusive an idea as winning the lotto, or licki...
Read more -
January 3, 2018
Your Money is Your Second Business
Have you ever wanted to be a business owner? Well, congrats ... you already are. The minute you have even a fe...
Read more -
November 6, 2017
What is Performance Based Investing?
You shouldn’t invest in stocks simply because you’re young. Nor bonds just because you’re old. Your deci...
Read more -
August 11, 2017
Why Slowing Growth Means More Frequent Recessions
Whether we like it or not, the value of our portfolios depends heavily on the behavior of financial markets, w...
Read more -
July 23, 2017
What Does Normal Stock Market Volatility Look Like?
Tune in to the stock market on any given day, and you’ll likely find the major averages zooming in one direc...
Read more -
June 20, 2017
Can You Eliminate Interest Rate Risk?
If you've done your homework and are aware of the risks of owning bonds, then you might have heard the argumen...
Read more -
March 17, 2017
Model Investing vs. Future Advisor
Over the last few years a number of automated investment services, known as robo-advisors, have opened their d...
Read more -
December 15, 2016
What is Momentum and Why Does it Work?
The concept of momentum originated with regard to classical mechanics, in which it refers to the tendency of a...
Read more -
September 22, 2016
Model Investing vs. Jim Cramer
Jim Cramer's Actions Alerts Plus is a subscription service offered through TheStreet.com. It allows investors ...
Read more -
May 10, 2016
Individual Bonds vs. Bond Funds
When it comes to fixed income investing, there are two options available to investors. You can own individual ...
Read more -
March 17, 2016
The Case Against Bonds
During the last few decades, bonds have developed a reputation as being one of the safest asset classes to inv...
Read more -
November 12, 2015
You Can Beat the Pros
If there was only one idea that I could convey to you, it would be this: Do not leave the responsibility for y...
Read more